I just looked at my inbox and saw a few items that are worth sharing.
Payments 101: A Guide to Who Does What in Payments - free download! From a processor called Infinicept
The Global Payments Report by McKinsey (high end global consulting firm. They're very smart. Just ask them!)
A Small Business Guide to Payment Processing by the Motley Fool (a huge investment info and advisory service which started with and still has some attitude)
A Detailed Guide to Payment Processing by GETTRX. Very detailed. Love this one.
Credit Card Processing- A Definitive Guide by M2P Fintech (Medium?). notes...
Credit card processing fees are broken into
- Interchange: The commission fee that goes to the issuer bank, non-negotiable.
- Assessments: The commission fee that goes to the card network brand, non-negotiable.
- Markup: The commission fee that goes to the payment processor, negotiable.